We forge the plan and craft everything around it.

Independent, chartered financial planning for people in and around retirement.

No fee, no obligation.

We forge the plan and craft everything around it.

Independent, chartered financial planning for people in and around retirement.

No fee, no obligation.

Welcome to lifesmiths

If any sound familiar, you are in the right place.

“Do I have enough to retire?”

“Do I have enough to retire?”

“Do I have enough to retire?”

“When could I stop working?”

“When could I stop working?”

“When could I stop working?”

“What do I do with my pension?”

“What do I do with my pension?”

“What do I do with my pension?”

“What does life after work look like?”

“What does life after work look like?”

“What does life after work look like?”

How we help

Three areas of focus.

Retirement Planning

Working out what your money can support over the rest of your life.

Generational Wealth Planning

Helping you preserve and transfer wealth across generations, ensuring it benefits the people and causes you care about most.

Business Owner Planning

Helping owners build valuable businesses, make confident decisions or prepare to sell, step back or hand over.

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Testimonials

What our clients say.

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I met with Oliver a couple of times before he came back to me with a proposal on how best to meet my future financial needs. These initial meetings helped me to clearly understand what I wanted from a financial perspective and once that was clear putting the plan in place to deliver that, was easy.

Cathal

,

London

Since 2025

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lifesmiths was recommended to us by a friend. Even though we are in Surrey and miles from the offices, it was a tremendous recommendation. All the staff are very knowledgeable, extremely professional, courteous, approachable and no matter how many times we call or have questions, nothing is too much trouble. We are delighted to be working with lifesmiths and long may it continue.

Gillian and Colin

,

Surrey

Since 2024

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We have been with the company for ten years. They have always been very professional and always interested in our lifestyle needs and listened to what our requirements as clients are and advised us accordingly. We love the fact that it is a small family business and everyone in the team seems to enjoy their work.

Steve and Tracey

,

Essex

Since 2015

Your journey

Four steps, no surprises.

01

Discover

From uncertainty to understanding.

02

Forge

From ambition to a clear plan.

03

Build

From ideas to action.

04

Refine

From results to continued success.

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Start with a fifteen minute conversation.

Fifteen minutes, by phone or video, with no fee. We will ask what is on your mind and confirm whether we are the right firm for you.

No fee, no obligation.

A chartered, independent financial planning firm. Helping people in and around retirement see what’s possible with what they’ve built.

Get in touch

hello@lifesmiths.co.uk

78 The Broadway, Debden, Loughton, Essex, IG10 3ST

Insights & newsletter

© lifesmiths 2026. lifesmiths LLP is registered in England and Wales, number OC303848. Registered office: 78 The Broadway, Debden, Loughton, Essex, IG10 3ST. Authorised and regulated by the Financial Conduct Authority, firm reference number 221278. General information only. Not personal financial advice. The value of investments can fall as well as rise.